.terms-modal-overlay{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:rgba(0,0,0,.6);z-index:99999;padding:20px;box-sizing:border-box;overflow-y:auto}
.terms-modal-overlay.is-open{display:flex;align-items:flex-start;justify-content:center}
.terms-modal{background:#fff;max-width:720px;width:100%;margin:40px auto;border-radius:8px;box-shadow:0 10px 40px rgba(0,0,0,.3);position:relative;max-height:85vh;display:flex;flex-direction:column}
.terms-modal-header{display:flex;align-items:center;justify-content:space-between;padding:20px 28px;border-bottom:1px solid #e9ebef}
.terms-modal-header h2{margin:0;font-size:26px;color:#181818}
.terms-modal-close{background:none;border:none;font-size:28px;line-height:1;cursor:pointer;color:#666;padding:0 4px}
.terms-modal-close:hover{color:#149bf0}
.terms-modal-body{padding:24px 28px 32px;overflow-y:auto}
.terms-modal-body h3{margin:0 0 12px;font-size:19px;color:#181818}
.terms-modal-body h4{margin:20px 0 6px;font-size:15px;color:#149bf0}
.terms-modal-body p{margin:0 0 4px;font-size:14px;line-height:1.6;color:#666}
.terms-modal-body h4:first-of-type{margin-top:0}
body.terms-modal-locked{overflow:hidden}